Do health insurance companies think the average person is a moron?
Question by holacarinados: Do health insurance companies think the average person is a moron?
I am having a tooth implant. My insurance co. won’t pay a nickel for it. They say it is not a necessary procedure since there are alternatives even though I had to sign a statement with my dentist that included the clause ‘I understand this is a necessary procedure in my case because alternatives could jeopardize the health of my entire tooth structure.’ Then I noticed my dental insurance pays for preventative oral cancer screening. I asked their rep whether that was a necessary procedure since obviously it’s not, since it’s preventative. The rep gave me some b.s. answer. Then I said, “why don’t you just admit you won’t pay for the implant because it’s expensive?” The rep said, we don’t pay for dental implants because they are not covered in our policy.” Duh. That’s Illogic 101. Do insurance companies really think we are that stupid?
Best answer:
Answer by Curious
They have us by the ba**s. Not just medical but all types. The average Joe can’t fight them, they just drag it out so long it becomes more economically feesable to say screw it, eat your crap sandwich and go on . That don’t make it right, that’s just the way it is. Why do you think they have billions in reserve?
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